Money and Bills
Clarifi Financial Counseling
Verified · October 23, 2026 Deadline soon — check dates
Clarifi offers free financial counseling in Philadelphia. Counseling starts with a counselor listening to understand your unique situation, challenges, and goals, and then working with you to create a step-by-step action plan; your counselor will reach out periodically to see how you are doing, and you can book as many sessions with your counselor as you need, depending on their availability. Counselors can help with debt payment arrangements or settlements, building or repairing credit, reviewing safe banking products, credit building cards and loans, savings and spending plans, tax refund planning, and matched savings programs.
- Organization
- Clarifi
- Address
- 1635 Market Street, 5th Floor
- Hours
- Monday-Friday, 8 a.m. to 5 p.m. (general agency hours, from Clarifi's contact page)
- Who qualifies
- The counseling page states no income limit or other eligibility rule; it presents the service as free financial counseling in Philadelphia that a resident books directly by phone.
- Documents needed
- For Financial Empowerment Counseling, Clarifi's contact page lists documents to send: photo ID (required), income verification (required), bank statements, and bills. Every session includes a comprehensive review of your credit report, income, assets and liabilities, and detailed budget, and after each session you receive a personalized action plan.
- How to apply
- Call 215-563-5665 to schedule an appointment. Clarifi's main office, listed on its contact page, is at 1635 Market Street, 5th Floor, Philadelphia, PA 19103.
- Cost
- Free
- Last verified
- October 23, 2026
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