Money and Bills
Longtime Owner Occupants Program (LOOP)
Verified · October 23, 2026 Deadline soon — check dates
LOOP is a Real Estate Tax assistance program for longtime Philadelphia homeowners whose property assessment rose sharply. It places a cap on your home’s assessment and locks in that capped assessment for as long as you remain eligible, so your future Real Estate Tax bills stay the same unless tax rates change. The City page states it is now accepting applications for 2026, due by September 30, 2026.
- Organization
- City of Philadelphia Department of Revenue
- Who qualifies
- You must own your home and have been living in it as your primary residence for at least 10 years; your property assessment must have increased by at least 50% from last year, or by at least 75% in the last five years; you must be current on your property taxes, or in an Owner-Occupied Payment Agreement or an installment plan; and your income must be below the limit for your family size. You cannot have LOOP and the Homestead Exemption at the same time, and you cannot enroll if, as the current owner, you received a tax abatement on your current property.
- Income limits
- Income cap at 120% of Area Median Income by family size: 1 person $103,050; 2 people $117,800; 3 people $132,500; 4 people $147,200; 5 people $159,000; 6 people $170,800; 7 people $182,550; 8 people $194,350; 9 people $206,100; 10 people $217,900. Households enrolled in LOOP before 2023 may stay in the program so long as their total household income for each year is less than 150% of AMI (1 person $128,850; 2 $147,250; 3 $165,650; 4 $184,050; 5 $198,800; 6 $213,500; 7 $228,250; 8 $242,950; 9 $257,700; 10 $272,400).
- Documents needed
- You must submit proof of income with your application.
- How to apply
- Apply online through the Philadelphia Tax Center: select the 'Search for a property' link in the Property panel, select your property's OPA number, then select 'Apply for real estate assistance programs' and apply using the combined application. Or fill out the LOOP application and mail it to Philadelphia Department of Revenue, P.O. Box 53190, Philadelphia, PA 19105. The City accepts applications year-round; applications submitted by September 30 each year will apply to the bill in that same year.
- Last verified
- October 23, 2026
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