Money and Bills

Financial Empowerment Centers (FEC)

Verified · October 23, 2026 Deadline soon — check dates

Philadelphia’s Financial Empowerment Centers provide financial counseling that is free, high-quality, personalized (one-on-one), and confidential, at seven locations in Philadelphia. Services include credit repair, access to affordable and safe checking and savings accounts, home-ownership preparation, and retirement saving. The centers are a partnership between the City’s Office of Community Empowerment and Opportunity and Clarifi, and FEC counselors are employees of Clarifi.

Organization
City of Philadelphia, Office of Community Empowerment and Opportunity (with Clarifi)
Who qualifies
Anyone who wants free financial counseling.
Documents needed
For your first session, you may be asked to bring paystubs (at least two months' worth, if possible), a record of extra income, bills, and letters from creditors. The financial counselor will tell you what to bring to the appointment.
How to apply
Call 855-346-7445 (855-FIN-PHIL) to schedule an appointment, and tell the operator your name, phone number or email address, and availability. Centers are hosted at PA CareerLink locations, People's Emergency Center, PATH, and Helen Brown Community Center.
Languages
English and Spanish. Support in other languages may be available upon request.
Cost
Free. You can book as many sessions as you need, and there is no cost.
Last verified
October 23, 2026

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